FINANCIAL FOCUS
December 2017 Newsletter

We would like to wish you a safe and wonderful holiday season.
-From all of us at ETS Financial Services, Inc

Here We Grow Again!
Help us welcome our newest team member; Chris Bach is from Hoschton, GA and is passionate about serving and making a difference in the lives of others. Chris has a very strong work ethic and commitment to education. In addition to being a firefighter, Chris has ran two successful businesses and earned his Finance Degree from the University of North Georgia. Finding his passion in finance, he is currently preparing to take the CFP® exam and is Vice President of Operations at E.T.S. Financial. Chris also attended Truett McConnell College where he was the captain of the Men's soccer team for two years. He married his high school sweetheart, Erin, and has been married for 8 years. They have two active boys,
Caleb (6) and Carter (3)

What You Can Do With a Will 1
Read The Article Here!

4 Fun Facts About Snowflakes! 2

1. While no two snowflakes may look exactly alike, all snowflakes fall in one of 35 different shapes.

2. The largest snowflake recorded in the Guinness Book of World Records fell at Fort Keogh, Montana and was 15 inches wide and 8 inches thick.

3. A snow storm becomes a blizzard when visibility is under 1/4 mile and the storm continues for more than 3 hours with winds of 35 mph.

4. When combined, windblown snow and black dirt make what is called “Snirt.”

6 Holiday Finance Tips to Help Manage Your Holiday Spending 3

Click Here for Budgeting Tips!

Tech Tips 4

Online shopping is quick and convenient. There are no crowds, no lines, and you can do it from the comfort of your home. With the click of a button gifts can be at your door step in two days. This also makes it easier for hackers to steal your information and go on their own shopping spree. Keep these safety tips in mind to help protect yourself from those hackers.

Learn Safety Tips Here!

1. Broadridge Investor Communication Solutions, Inc. Copyright, 2017
2. https://weather.thefuntimesguide.com/the_snowflake/
3. https://www.forbes.com/sites/emilydrewry/2016/12/12/askforbes-chat-holiday-finance-tips/#5f19cf70457e
4. ​https://heimdalsecurity.com/blog/online-shopping-security-tips/​


E.T.S. Financial Services, Inc. is not affiliated or endorsed by the Social Security Administration or any government agency.

Investment advisory services are offered by First American National Investment Advisors, LLC, a Registered Investment Advisor in the State of Georgia.

Some of these materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.