Email not displaying correctly? View it in your browser.

 

 

 

December 2019 Newsletter

A Special "Thanks" To Our Clients That Referred Others To Us This Month!

 

 

Hot Topic

More People Are Saving For Retirement, But Many Still Aren’t

More people are saving more money for retirement than they have in the past few decades, according to a recent report from the U.S. Government Accountability Office.¹ That’s great news!

Now for the not so great news. The report, titled “Retirement Security: Income and Wealth Disparities Continue through Old Age,” found that there’s still a lot of ground to cover to get retirement savings where they may need to be.


Continue Reading Here

 

 

 

NATIONAL FRUITCAKE DAY: 12/27/19

Is Fruitcake More Palatable After 100 Years?3

Famously indestructible, a fruitcake has withstood a century in the coldest, windiest, and driest place on Earth.

In 2017, Conservators found the 100-year-old dessert in Antarctica's oldest building, a hut on Cape Adare. Wrapped in paper and the remains of a tin, the fruitcake is in "excellent condition," according to the conservators, and looks and smells almost edible.

British explorer Robert Falcon Scott likely brought the cake, made by the British biscuit company Huntley & Palmers, to Antarctica during their 1910-1913 Terra Nova expedition.

The expedition's Northern Party took shelter in the Cape Adare hut, which had been built by Norwegian Carsten Borchgrevink’s team in 1899—and left the fruitcake behind. A team has been excavating artifacts in the hut since 2016.

"Living and working in Antarctica tends to lead to a craving for high-fat, high-sugar food, and fruitcake fits the bill nicely, not to mention going very well with a cup of tea."
 

 

 

Tips & Tricks

Childproofing Your Retirement

From the moment your children are born, there are costs associated with raising them. The diapers, the clothes, the food, the toys — the list goes on.

And the costs don’t stop coming as your children grow up. It makes sense for you to try to take some steps that can minimize the risk of your children ruining your retirement savings strategy. That’s exactly what The Motley Fool discussed in its article “How to Childproof Your Retirement.”¹

Read More Here

 

 

 

 



Cranberry-Glazed Appetizer Meatballs

It's tangy, salty, and sweet; A classic dish with a twist!


Get Cooking!

 

1 https://www.gao.gov/assets/710/700836.pdf
2 https://www.fool.com/retirement/2019/09/04/how-to-childproof-your-retirement.aspx
3 https://www.nationalgeographic.com/news/2017/08/antarctica-fruitcake-scott-terra-nova/​

Investment advisory services offered through Golden Years Financial Advisors, Inc., a Registered Investment Advisor in the state of Indiana. Insurance products and services are offered through Golden Years Planning Services, Inc. and Anthony Financial Services, affiliated companies. Golden Years Financial Advisors, Inc., Golden Years Planning Services, Inc. and Anthony Financial Services are not affiliated with or endorsed by the Social Security Administration or any government agency. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. The information contained herein is not an offer to sell or a solicitation of an offer to buy the securities, products or services mentioned, and no offers or sales will be made in jurisdictions in which the offer or sale of these securities, products or services is not qualified or otherwise exempt from regulation. The information contained in this material have been derived from sources believed to be reliable, but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed.

If a business has been accredited by the BBB, it means BBB has determined that the business meets accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB accredited businesses pay a fee for accreditation review and monitoring for continued compliance and for support of BBB services to the public.
BBB Accreditation Standards represent standards for business accreditation by BBB. Businesses based in the United States and Canada that meet these standards and complete all application procedures will be accredited by BBB. The Code is built on the BBB Standards for Trust, eight principles that summarize important elements of creating and maintaining trust in business.
BBB accreditation does not mean that the business’s products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business’ product quality or competency in performing services.
Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

 

   This email was sent to {|RECIPIENT|}. Rather not receive it anymore? Unsubscribe
{|DISCLOSURE|}