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January 2020 Newsletter

A Special "Thanks" To Our Clients That Referred Others To Us This Month!

Misconceptions That Could Derail Your Retirement

It’s hard enough to prepare for retirement when you’re working with correct information. Factor in the misconceptions that are out there, and it can feel downright impossible.

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Bubble Wrap Inventors Have Their Bubbles Burst¹

In 1957, Al Fielding and Marc Chavannes were trying to create a textured wallpaper. To do so, they sealed two shower curtains together so that air bubbles were captured, giving the wallpaper a textured appearance.

But the wallpaper idea didn’t sell too well. Undeterred, they decided to market their invention as greenhouse insulation. Though the material did offer some insulation, this idea didn’t pan out, either.

On October 5, 1959, IBM had announced their new 1401 variable word length computer. Frederick W. Bowers, a marketer at Sealed Air, got the idea that Bubble Wrap could be used as a good packaging material to protect the computer while it was being shipped. He pitched the idea and IBM began purchasing Bubble Wrap to protect their 1401 and other fragile products they sold and shipped.

3 Drawbacks to Early Retirement

Being early can be considered a virtue. Just think of some of the proverbs that we’ve all heard hundreds of times over the years:

“The early bird gets the worm.”

“Early to bed and early to rise makes a man healthy, wealthy and wise.”

There are many situations where being early can be a good thing. But when it comes to retirement, going too early can actually have drawbacks. That’s certainly not the case for everyone, but you’ll want to carefully evaluate your situation before you make any decisions.

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Classic Beef Stroganoff

Homemade Beef Stroganoff made easy!

Get Cooking!

1 https://www.mentalfloss.com/article/13092/bubble-wrap-was-originally-supposed-be-wallpaper

Investment advisory services offered through Golden Years Financial Advisors, Inc., a Registered Investment Advisor in the state of Indiana. Insurance products and services are offered through Golden Years Planning Services, Inc. and Anthony Financial Services, affiliated companies. Golden Years Financial Advisors, Inc., Golden Years Planning Services, Inc. and Anthony Financial Services are not affiliated with or endorsed by the Social Security Administration or any government agency. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. The information contained herein is not an offer to sell or a solicitation of an offer to buy the securities, products or services mentioned, and no offers or sales will be made in jurisdictions in which the offer or sale of these securities, products or services is not qualified or otherwise exempt from regulation. The information contained in this material have been derived from sources believed to be reliable, but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed.

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Kevin Anthony
© Golden Years Financial Advisors, Inc.
614 E. Ireland Road
South Bend, IN 46614
Ph: (574) 968-7926
Email:kevin@goldenyears-advisors.com
Web: http://goldenyears-planning.com/

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